Investment Properties
Financing opportunities for building your real estate portfolio.
- Investment-property financing can help qualified borrowers purchase residential real estate they intend to rent or hold as an investment rather than occupy as their primary home.
How Investment Financing Differs
- Investment properties generally carry different lending requirements because they present different risks than owner-occupied homes.
- Depending on the program, borrowers may encounter different down-payment, reserve, credit, income and pricing requirements.
What Should Investors Consider?
Cash Flow
- Consider projected rental income alongside the mortgage payment, taxes, insurance, maintenance and potential vacancy.
Available Reserves
- Some financing programs require borrowers to demonstrate additional liquid assets after closing.
Property Type
- Financing requirements can vary between single-family rentals, condominiums and multi-unit properties.
Long-Term Strategy
- The best loan structure can depend on whether your objective is long-term rental income, appreciation, portfolio growth or another investment strategy.
Financing Your Next Investment Property?
Whether you're considering your first rental or adding another property to your portfolio, we'll help you explore available financing options.
Talk with Ryker or Jared today!